Access Bank Sort Code: Complete List of All Branches in Nigeria

Need the correct Access Bank sort code? This guide contains the complete list of Access Bank branch sort codes for every state in Nigeria. Find your branch, confirm the correct 9-digit sort code and use it for bank transfers, salary payments, direct debits, account verification and other banking transactions. You’ll also learn how Access Bank sort codes work, where to find your branch code and how they differ from the Access Bank SWIFT code.

What Is an Access Bank Sort Code?

An Access Bank sort code is a 9-digit number that identifies the branch where a customer opened an account. Banks use this code when they need to locate the branch linked to an account.

Every Access Bank sort code starts with 044. The remaining numbers separate one branch from another, so branches in different locations have different codes.

Access Bank Sort Code Structure

An Access Bank sort code has nine numbers.

Example:

044150149

The code is divided into three parts:

The first part remains the same for Access Bank branches, while the other numbers change depending on the branch.

When Do You Need a Sort Code?

Most people come across an Access Bank sort code when completing banking details. It is usually requested when a company, organisation or payment platform needs the branch information attached to an account.

You may need it for:

• salary payments from an employer
• pension registration
• direct debit setup
• employer banking forms
• account verification
• business payments
• electronic banking transactions

If you are filling out a form and the sort code is required, use the code for the branch where the account was opened.

Access Bank Sort Code by State

Abia State Access Bank Sort Code

Abuja (FCT) Access Bank Sort Code

Adamawa State Access Bank Sort Code

Akwa Ibom State Access Bank Sort Code

Anambra State Access Bank Sort Code

Bauchi State Access Bank Sort Code

Bayelsa State Access Bank Sort Code

Benue State Access Bank Sort Code

Borno State Access Bank Sort Code

Cross River State Access Bank Sort Code

Delta State Access Bank Sort Code

Lagos State Access Bank Sort Code

Edo State Access Bank Sort Code

Ekiti State Access Bank Sort Code

Ebonyi State Access Bank Sort Code

Enugu State Access Bank Sort Code

Gombe State Access Bank Sort Code

Imo State Access Bank Sort Code

Jigawa State Access Bank Sort Code

Kaduna State Access Bank Sort Code

Kano State Access Bank Sort Code

Katsina State Access Bank Sort Code

Kebbi State Access Bank Sort Code

Kogi State Access Bank Sort Code

Kwara State Access Bank Sort Code

Nasarawa State Access Bank Sort Code

Niger State Access Bank Sort Code

Ogun State Access Bank Sort Code

Ondo State Access Bank Sort Code

Osun State Access Bank Sort Code

Oyo State Access Bank Sort Code

Plateau State Access Bank Sort Code

Rivers State Access Bank Sort Code

Sokoto State Access Bank Sort Code

Taraba State Access Bank Sort Code

Yobe State Access Bank Sort Code

Zamfara State Access Bank Sort Code

Frequently Asked Questions

What is Access Bank bank code?

Access Bank’s bank code is 044. You’ll see these three digits at the beginning of every Access Bank sort code because they identify the bank itself. The remaining digits identify the branch.

What is the format of the sort code?

Every Access Bank branch uses a 9-digit sort code.

The format looks like this:

044 XXX XXX

For example, 044150149 belongs to the Access Bank head office branch in Victoria Island, Lagos. The first three digits identify the bank, while the last six identify the branch.

What is the head office sort code?

The Access Bank head office branch in Victoria Island, Lagos, uses the sort code 044150149. Use this code only if the account is linked to that branch.

What is the sort code for Victoria Island?

If the account was opened at the Access Bank head office in Victoria Island, the correct sort code is 044150149. Other Victoria Island branches may have different codes, so always confirm the exact branch.

How do I check my Bank sort code?

The quickest way is to confirm the branch where the account was opened. After that, you can match the branch with its sort code in the state-by-state list on this page. If you’re still unsure, Access Bank customer support can confirm the correct code.

How do I get sort code online?

You don’t need to visit a banking hall. Search for the state or branch name in an updated Access Bank sort code directory, then locate the branch where the account is held. Each branch has its own 9-digit sort code.

Where can I find my branch sort code?

Most people find it through an online branch directory. You may also see it in your account opening documents or obtain it directly from Access Bank if you know the branch name.

Is the Bank sort code the same for all branches?

No. Every Access Bank branch has its own sort code. For example, a branch in Ikeja will not use the same code as a branch in Abuja or Port Harcourt.

How many digits is a sort code?

Nine.

Every Access Bank sort code contains nine digits and begins with 044, the bank’s identification code.

Is sort code the same as NUBAN?

No, they’re different.

A sort code identifies the branch, while a NUBAN account number identifies the customer’saccount. Both may be requested on banking forms, but they serve different purposes.

What is Access Bank SWIFT code in Nigeria?

If you’re receiving money from another country, you’ll need Access Bank’s SWIFT code instead of a sort code. The bank’s SWIFT code is ABNGNGLAXXX.

Can I use any Bank sort code for transfers?

No. Always use the sort code for the branch where the account was opened. Using a code from another branch could cause problems when completing forms that require accurate branch details.

What is the sort code for receiving money?

Use the sort code assigned to the branch where the beneficiary’s account is maintained. If you don’t know the branch, confirm it before sending the banking details.

Does every Access Bank account have a different sort code?

No. The sort code belongs to the branch, not the customer. That means customers who opened their accounts at the same branch usually share the same sort code.

Does sort code change?

Not often. A sort code normally stays the same unless the bank changes its branch structure, relocates a branch or makes another operational update.

Why do banks use sort codes?

Sort codes tell banks exactly which branch is involved in a transaction. They’re commonly requested for salary payments, direct debits, standing orders and other banking services that require branch information.

What is the sort code for online forms?

When a form asks for a sort code, enter the one assigned to the branch where the account is held. If you’re unsure, check the branch list before submitting the form.

Which branch uses sort code 044150149?

Sort code 044150149 belongs to the Access Bank head office branch in Victoria Island, Lagos.

Can I find sort code without visiting a branch?

Yes. As long as you know the branch where the account was opened, you can find the sort code online, check your banking documents or contact Access Bank customer support for confirmation.

Conclusion

You now have the complete Access Bank sort code list for branches across Nigeria. Use the state-by-state directory to find the correct branch code before completing transfers, payroll forms, direct debits or other banking transactions. If you cannot find your branch, contact Access Bank to confirm the latest sort code before submitting your banking details.